Underwritten by MedPro Group,
OMS Preferred offers coverage uniquely designed for oral and maxillofacial surgeons.
We offer OMS comprehensive coverage and unique options that
other carriers don't. Here are a few coverage highlights:
No Surgeon (or Entity) Left Behind
We want you and your colleagues to practice with the peace of mind that everyone, including the entity, is covered. That’s why we don’t require your entire group to be insured with us for the entity to have coverage, unlike most carriers. And if you’re part of a group insured by a carrier who does require this, we add vicarious liability for the practice at no additional cost to your policy.
Unmatched Claims Defense
With a 95% trial win rate and 80% of our claims closed without payment, you can rest assured knowing you’re protected by the best.
Claims-made or Occurrence
With OMS Preferred, you can switch from Claims-made to Occurrence without paying expensive tail coverage all at once or worrying about gaps in exposure. If Claims-made is the best fit for you, you can retire at any age without buying tail. You just have to hold a mature Claims-made policy with us for a year.
Pure Consent to Settle
We give you the right to refuse to settle a claim — unlike many insurance competitors who have exceptions in their consent provision. If you want to fight your claim in court, you should have the right to do so.
Expertise Across Healthcare
Unlike other companies, our expertise goes beyond oral and maxillofacial surgery. We’re trusted by over 250,000 healthcare providers in a wide range of specialties and facilities, including hospitals. That only adds to our defense, risk, and litigation knowledge.
We don’t believe in a one-size-fits-all policy. Whether you’re new to practice, have been at it for a while, are adding an associate, moving to part-time or moonlighting, our varied policy options will fit your unique needs.